Eagle Rock is a boutique wealth management firm dedicated to helping families make strategic financial decisions using a family office philosophy. Since we focus on the top one percent of households, we can offer personalized service, customized bespoke strategies, flexibility and independent recommendations that will impact generational wealth.
We are a boutique firm which allows us to offer personalized services that are tailored to our clients needs. We serve as the financial architect for our clients allow us to offer independent recommendations that will impact generational wealth.
Instead of investing in a private credit fund, investors looking to get favorable tax treatment, can invest in an insurance fund which then invests the premiums in a diversified portfolio of credit opportunities.
There are two primary options for investing in an IDF. The cheapest route is taking out a private placement variable annuity (PPVA) contract with an insurance carrier. The income taxes associated with that holding are deferred until the policy owner takes a withdrawal or surrenders the contract.
A more tax efficient options is taking our a private placement life insurance policy (PPLI). When structured correctly the policy owner death benefit is untaxed when it is paid to beneficiaries.
A private placement variable annuity (PPVA) contract is a vehicle in which a life insurance policy invests in a diversified private credit fund. The income taxes associated with that holding are deferred until the policy owner takes a withdrawal or surrenders the contract.
A private placement life insurance policy is an IDF that is extremely tax advantageous. When structured correctly the policy owner’s death benefit is untaxed when it is paid to beneficiaries.
